In-network Principal dentist in Richmond, TX

Item	Details
Network status	In network with Principal dental PPO plans
Benefits check	Done before your visit; written estimate before treatment
What to bring	Your Principal member ID card (or member ID and group number), a photo ID and a list of your medications
Saturday appointments	Yes, Saturdays 9am–3pm, plus Tuesday and Wednesday
Financing for the remaining balance	Cherry, Sunbit, CareCredit; FSA/HSA cards accepted

How Principal dental plans usually cover care

Principal’s dental network is called the Principal Plan Dental Network. Principal says network dentists have pre-set fees with Principal, so members generally pay less out of pocket. Most Principal dental plans come through an employer, so your exact benefits depend on the plan your employer chose.

Most dental PPO plans, from any carrier, share the same basic structure. The details below are typical, not a promise of what your plan pays — your employer or plan sets the exact rules, so check your plan.

Type of care	Typical examples	How many PPO plans treat it
Preventive	Exams, cleanings, routine X-rays, fluoride, sealants	Often covered at the highest level, frequently without a deductible
Basic	Fillings, simple extractions, some gum treatment	Often covered at a middle level after the deductible
Major	Crowns, bridges, dentures, some root canals and implants	Often covered at a lower level, and may have a waiting period

Making your annual maximum go further

Most PPO plans pay up to a set amount each benefit year — the annual maximum. If you need more than one large treatment, such as a crown and a bridge, the total can go past that limit. When it is safe to wait, we can help you split treatment across two benefit years so each part uses a fresh maximum.

Other typical rules: a yearly deductible, frequency limits on cleanings and X-rays, and on some plans waiting periods or replacement rules for crowns and bridges. Unused benefits usually do not roll over, so check your plan’s reset date.

What we can do for Principal members

Principal members can get everyday care and larger restorative work in one place:

• Checkups and cleanings for the whole family, from age 1 through senior dentistry
• Kids’ care in our office: fluoride, sealants, and treatment of cavities with tooth-colored fillings and extractions
• Repairing and replacing teeth: root canals, crowns, bridges and dentures
• Same-day emergency visits during office hours — call first
• Saturday appointments, 9am–3pm

Estimating your cost

With a Principal PPO plan, your cost depends on the network fee, your deductible, the coverage level for each type of care and how much of your annual maximum is left. We’ll tell you what’s been used this year when we check your plan.

Before treatment, you get a written estimate of what your plan is expected to pay and your share. Your plan makes the final decision when the claim is processed.

Without insurance, new patient visits are $49, $99 or $179. Root canals start at $899, crowns at $1,199, 3-unit bridges at $3,499 and dentures at $1,399 (per arch for full dentures). See dental prices. If Principal pays part and you owe the rest, you can spread the balance with Cherry, Sunbit or CareCredit (see financing options), or use an FSA or HSA card for dental treatment.

Other insurance we’re in network with

We’re also in network with dental PPO plans from these carriers. We accept many other PPO plans too — call us to check yours.

• MetLife dental insurance
• Cigna dental insurance
• Delta Dental insurance
• UnitedHealthcare dental insurance
• Sun Life dental insurance
• Guardian dental insurance
• Best Life dental insurance
• Ameritas dental insurance
• All insurance we accept, including Medicare Advantage and children’s Medicaid/CHIP

Frequently asked questions