Family dentistry in Richmond·Open Saturdays 9am–3pm·Dental emergency? Same-day visits — call (832) 612-2831

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Dental insurance we accept in Richmond, TX

In network with dental PPO plans from MetLife, Cigna, Delta Dental and six more carriers, plus Medicare Advantage dental and children’s Medicaid/CHIP.

Reception area at Richmond Dental Care

At a glance

We’re in network with dental PPO plans from MetLife, Cigna, Delta Dental, UnitedHealthcare, Principal, Sun Life, Guardian, Best Life and Ameritas, and all other PPO plans. We also accept Medicare Advantage plans that include dental benefits, and Texas Medicaid/CHIP for children through DentaQuest, MCNA and UnitedHealthcare (UHC) Dental. We are not in network for adult Medicaid, and Original Medicare does not cover routine dental care.

Our front desk checks your benefits before your visit so you know what to expect. Call (832) 612-2831 with your insurance card handy, or book online.

Front desk at Richmond Dental Care

Check your insurance

Type your insurance company or plan to see if we take it.

Dental insurance we’re in network with

We’re in network with dental PPO plans from these nine carriers (for Delta Dental, we’re in the Delta Dental PPO network). We’re also in network with all other PPO plans — call us and we’ll check your benefits. Each page explains how that carrier’s plans usually work and what to bring.

Coverage depends on your exact plan and employer group, not just the carrier name, so we check every plan before your first visit.

Which insurance plans do you accept?

CoverageDo we accept it?What to know
PPO dental plansIn network with all PPO plans, including the 9 carriers listed aboveWe check your plan and benefits before your visit
Medicare Advantage (Part C) with dentalYesDental benefits vary by plan; we confirm yours first
Original Medicare (Parts A and B)Does not cover routine dentalSelf-pay prices and financing are available
Texas Medicaid/CHIP for childrenYes: DentaQuest, MCNA, UHC DentalChildren only; checkups, cleanings and treatment such as fillings at our office
Adult MedicaidNo, we are not in networkAsk about self-pay prices and financing
No insuranceWelcomePublished self-pay prices and written estimates

How do we check your benefits?

  1. Call (832) 612-2831 or book online and share your insurance details (member ID, group number and the name of the main policyholder). If it’s your first visit, see what to bring.
  2. We contact your plan to confirm eligibility and what it covers for exams, cleanings, X-rays and common treatment.
  3. At your visit, the dentist explains what you need. Before any treatment, you get a written estimate showing what insurance is expected to pay and your share.

Insurance estimates are not a guarantee of payment. Your plan makes the final decision when the claim is processed, and things like annual maximums, waiting periods and frequency limits can change what it pays.

Does Medicare cover dental care?

Original Medicare (Parts A and B) does not cover routine dental care such as checkups, cleanings, fillings or dentures. Many Medicare Advantage plans add dental benefits, and we accept Medicare Advantage plans with dental coverage. Learn more on our senior dentistry page.

Do you accept Medicaid or CHIP?

Yes, for children. We accept Texas Medicaid and CHIP dental plans for kids through DentaQuest, MCNA and UnitedHealthcare (UHC) Dental. Children on these plans can see us from age 1 for exams, cleanings, fluoride and sealants, and for fillings and extractions too. If a child needs to be sedated for treatment, we refer you to a pediatric dentist.

We are not in network for adult Medicaid. Adults can still be seen using our self-pay prices and financing.

What if you don’t have dental insurance?

You can still get care here. We publish self-pay prices for new patient visits and several common treatments on our dental prices page, and anything else gets a written estimate before treatment. We accept Cherry, Sunbit and CareCredit for patient financing (see financing options), and you can use an FSA or HSA card for dental treatment.

When to call us

Call (832) 612-2831 if you are not sure whether your plan is accepted, if your benefits reset soon, or if you have a toothache or broken tooth and want to know what your plan covers. We’re open Tuesday, Wednesday and Saturday, 9am–3pm.

Frequently asked questions

Do you check my insurance before my appointment?

Yes. Share your insurance details when you book and our front desk checks your plan before your visit. You get a written estimate before any treatment.

Why do I still owe something if I have insurance?

Most plans pay a percentage of the cost and have deductibles, annual maximums and limits on how often some services are covered. Your share is whatever the plan does not pay.

Do unused dental benefits roll over?

Usually not. Many plans reset each year, often on January 1. Check your plan, and book before the reset if you have treatment planned.

Can my child on Medicaid get fillings at your office?

Yes. We see children on Medicaid/CHIP (DentaQuest, MCNA, UHC Dental) for checkups and cleanings and for treatment such as fillings and extractions. If a child needs to be sedated for treatment, we refer you to a pediatric dentist.

Can I use my FSA or HSA card?

Yes. You can use an FSA or HSA card for dental treatment. We also accept Cherry, Sunbit and CareCredit financing.

Which PPO carriers are you in network with?

We’re in network with dental PPO plans from MetLife, Cigna, Delta Dental (Delta Dental PPO network), UnitedHealthcare, Principal, Sun Life, Guardian, Best Life and Ameritas. We’re also in network with all other PPO plans. Call us with your member ID and we’ll check your plan before your visit.

Family dentistry · New patients welcome

Open Saturdays. Same-day emergencies.

Care for the whole family, kids from age 1 to seniors. Tuesday, Wednesday & Saturday, 9am–3pm (phones answered Fridays). No insurance? $49 new-patient exam with X-rays. Hablamos español.