At a glance
We accept three financing options: Cherry, Sunbit and CareCredit. Each lets you pay for dental treatment in monthly payments instead of all at once, if you are approved. You can also use an FSA or HSA card.
Ask at the front desk or call (832) 612-2831. You can apply for financing after you get your written treatment estimate.
What financing options do you accept?
| Option | What it is | Where you apply |
|---|---|---|
| Cherry | Payment plan for medical and dental care | With Cherry, usually on your phone at the office |
| Sunbit | Payment plan for dental and other services | With Sunbit, at the office |
| CareCredit | Health care credit card | With CareCredit (Synchrony) |
| FSA or HSA card | Pre-tax health account money | Pay at checkout like a debit card |
Approval, interest, fees and payment length are set by each lender, not by our office; our own terms and conditions explain how payment works here. Read the terms before you accept, especially any promotional period and what happens if the balance is not paid off in time.
How does applying for dental financing work?
- Get your exam and written estimate so you know the treatment cost and what insurance is expected to pay.
- Choose Cherry, Sunbit or CareCredit and apply with the lender. Our front desk can show you how.
- Review the plan the lender offers, including the monthly payment and total cost.
- If you accept, schedule your treatment. You pay the lender directly each month.
What can I finance?
Financing can be used for treatment such as root canals, crowns, bridges, dentures, implants and gum treatment, as well as your share of the cost after insurance. Our published self-pay prices are on the dental prices page.
Is financing right for me?
Financing can help when you need treatment now, such as a cracked tooth or an infected tooth, and do not want to wait. It is still a loan, so compare the total cost with paying over time from savings, or using an FSA or HSA. If you have insurance, check your remaining annual maximum first. See insurance we accept, and our FAQ for common payment questions.
When to call us
Call (832) 612-2831 if you have questions about financing, want a written estimate before applying, or have tooth pain and are worried about cost. Delaying treatment for an infection can make it more costly later. We’re open Tuesday, Wednesday and Saturday, 9am–3pm.
Frequently asked questions
Our financing options are through Cherry, Sunbit and CareCredit. We also accept FSA and HSA cards.
That depends on the lender and the type of check it uses. Ask the lender or read its application page before you apply.
Yes. Insurance pays its share, and you can finance the remaining balance if you are approved.
You can, but it helps to have your written estimate first so you know how much to apply for.