In-network MetLife dentist in Richmond, TX

Item	Details
Network status	In network with MetLife dental PPO plans
Benefits check	Done before your visit; written estimate before treatment
What to bring	Your MetLife member ID card (or member ID and group number), a photo ID and a list of your medications
Saturday appointments	Yes, Saturdays 9am–3pm, plus Tuesday and Wednesday
Financing for the remaining balance	Cherry, Sunbit, CareCredit; FSA/HSA cards accepted

How MetLife dental plans usually cover care

MetLife’s dental PPO plans are often called PDP plans, short for Preferred Dentist Program. MetLife describes its PDP Plus network as its largest dental PPO network. Dentists in a PPO network agree to set fees with the carrier, which is what keeps your share of the bill lower.

Most dental PPO plans, from any carrier, share the same basic structure. The details below are typical, not a promise of what your plan pays — your employer or plan sets the exact rules, so check your plan.

Type of care	Typical examples	How many PPO plans treat it
Preventive	Exams, cleanings, routine X-rays, fluoride, sealants	Often covered at the highest level, frequently without a deductible
Basic	Fillings, simple extractions, some gum treatment	Often covered at a middle level after the deductible
Major	Crowns, bridges, dentures, some root canals and implants	Often covered at a lower level, and may have a waiting period

Frequency limits: the rule MetLife members ask about most

Many plans cover a set number of cleanings and exams in a benefit period — often two a year — and limit how often some X-rays are covered, such as a full set of X-rays every few years. If you had a cleaning somewhere else recently, tell us when you book. We check your dates so a visit isn’t scheduled before your plan will pay for it.

Other typical rules: a yearly deductible before basic and major care is paid, an annual maximum the plan will pay in a benefit year, and waiting periods on some plans before major work is covered. Unused benefits usually do not roll over.

What we can do for MetLife members

Because preventive care is where most MetLife plans pay the most, regular visits are the easiest way to get value from your plan. We see the whole family:

• Checkups and cleanings for the whole family, from age 1 through senior dentistry
• Kids’ care in our office: fluoride, sealants, and treatment of cavities with tooth-colored fillings and extractions
• Repairing and replacing teeth: root canals, crowns, bridges and dentures
• Same-day emergency visits during office hours — call first
• Saturday appointments, 9am–3pm

Estimating your cost

With a MetLife PPO plan, your cost depends on your plan’s fee schedule, deductible, coverage level for each type of care and how much of your annual maximum is left. We look all of that up before your visit.

Before treatment, you get a written estimate of what your plan is expected to pay and your share. Your plan makes the final decision when the claim is processed.

Without insurance, new patient visits are $49, $99 or $179. Root canals start at $899, crowns at $1,199, 3-unit bridges at $3,499 and dentures at $1,399 (per arch for full dentures). See dental prices. If MetLife pays part and you owe the rest, you can spread the balance with Cherry, Sunbit or CareCredit (see financing options), or use an FSA or HSA card for dental treatment.

Other insurance we’re in network with

We’re also in network with dental PPO plans from these carriers. We accept many other PPO plans too — call us to check yours.

• Cigna dental insurance
• Delta Dental insurance
• UnitedHealthcare dental insurance
• Principal dental insurance
• Sun Life dental insurance
• Guardian dental insurance
• Best Life dental insurance
• Ameritas dental insurance
• All insurance we accept, including Medicare Advantage and children’s Medicaid/CHIP

Frequently asked questions